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Audi RS 4 Insurance Cost

Shopping for car insurance from online rate quotes is simple to do and there is a good chance you will probably save money. The critical component is getting rates from all providers so you can get the lowest rate quotes.

Comparing car insurance rates direct online can be a challenge if you have never used quoting online. But relax because there is an easy way to compare rates. To find the best car insurance prices, there are several ways to compare quotes from car insurance companies in your area. By far the easiest way to find competitive Audi RS 4 insurance rates consists of shopping online. This can be accomplished by completing this short form.

FREE Car Insurance Comparison

Insurance rates paid to insure a Audi RS 4 can be significantly different subject to many criteria. Some of these factors include:

  • Traffic citations increase rates
  • Better credit means lower rates
  • Your gender can raise or lower rates
  • Low deductibles cost more
  • Safety rating of your RS 4
  • Your profession
  • The amount of protection requested
  • Whether you own your home

One last important factor that will help determine the rate you pay on your Audi is the year of manufacture. Older cars and trucks cost less so the costs to repair can decrease annual premiums. But newer models may have options including pedestrian detection, tire pressure monitors, and autonomous braking that may help give discounted rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle below.

Liability insurance

Audi RS 4 liability coverage protects you from damage that occurs to a person or their property by causing an accident. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so purchase as large an amount as possible.

Collision insurance

Collision coverage pays for damage to your Audi from colliding with another car or object. You first must pay a deductible and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from vehicles that are 8 years or older. It's also possible to choose a higher deductible to save money on collision insurance.

Comprehensive protection

This pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The highest amount you'll receive from a claim is the market value of your vehicle, so if the vehicle's value is low consider dropping full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Your UM/UIM coverage protects you and your vehicle when the "other guys" do not carry enough liability coverage. Due to the fact that many drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is important protection for you and your family.

Medical expense coverage

Med pay and PIP coverage reimburse you for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. Personal injury protection coverage is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Audi RS 4 Insurance Rates?