Vehicles > Audi > Q5

Audi Q5 Insurance Rates

Drivers have lots of options when comparing insurance rates on your Audi vehicle. You can buy from an agent or go online to compare pricing from lots of different providers. Buying car insurance through online providers can be fast and easy, plus you can save money.

If you're new to shopping for car insurance online, you may be overwhelmed by the hoards of car insurance companies offering insurance. There are several ways to get quotes from car insurance companies in your area. One of the best ways to find the lowest Audi Q5 insurance cost is to get quotes online. This can be done by visiting this page.

FREE Car Insurance Comparison

Rates are impacted by...

Car insurance premiums for a Audi Q5 can fluctuate considerably depending on several factors. Including but not limited to:

  • Higher performance Q5 vehicles cost more
  • Accidents raise premiums
  • Multiple policies can save money
  • Use of your vehicle
  • Young drivers cost more
  • Being married can lower rates
  • Add-on coverages such as rental reimbursement
  • Your occupation
  • The amount of protection requested
  • Home ownership saves money

An additional factor that helps determine Audi Q5 insurance rates is the year of the vehicle. Older models have a lower value than newer models so repair costs tend to be lower which may result in lower rates. But more recent Audi vehicles may have safety features including traction control, pedestrian detection, autonomous braking, and adaptive headlights which may provide discounts that lower premiums.

To get more specific information about how much rates will be for your vehicle, select the year of your Q5 from the list below.

Liability auto insurance - This coverage will cover damage or injury you incur to other people or property in an accident. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so you should buy as high a limit as you can afford.

Collision coverages - Collision insurance will pay to fix damage to your Audi caused by collision with a stationary object or other vehicle. A deductible applies then your collision coverage will kick in. Audi Q5 collision insurance is rather expensive coverage, so you might think about dropping it from older vehicles. Another option is to raise the deductible to save money on collision insurance.

Comprehensive (Other than Collision) - Comprehensive insurance will pay to fix damage from a wide range of events other than collision. A deductible will apply and then insurance will cover the rest of the damage. The most your car insurance company will pay is the ACV or actual cash value, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured and underinsured coverage - Uninsured or Underinsured Motorist coverage gives you protection when the "other guys" are uninsured or don't have enough coverage. Since many drivers only purchase the least amount of liability that is required, their limits can quickly be used up. For this reason, having high UM/UIM coverages is very important.

Medical expense insurance - Personal Injury Protection (PIP) and medical payments coverage pay for immediate expenses such as EMT expenses, pain medications, and nursing services. The coverages can be used to fill the gap from your health insurance program or if there is no health insurance coverage. Personal Injury Protection is only offered in select states but can be used in place of medical payments coverage.

How Much are Audi Q5 Insurance Rates?