Audi A5 Insurance Rates

Finding cheaper auto insurance by getting online quotes is easy and at the same time you may find lower rates. The key is to compare as many rate quotes as possible in order to accurately compare all possible prices.

Consumers who are new to the process of comparison shopping may think buying cheap Audi A5 insurance is nearly impossible. Finding cheaper coverage prices can be relatively painless. All you need to do is take the time to compare quotes from different insurance companies. It is quite easy and can be accomplished by getting a quick quote here.

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What factors impact the rate you pay?

Insurance premiums for a Audi A5 will vary greatly based upon several criteria. Taken into consideration are:

Your driving record
Your credit history
Men typically pay more than women
The deductible you choose
Your vehicle's safety rating
Whether or not you have claims
No coverage lapses saves money
Whether you rent or own your home

One important consideration which can affect your rates is the age of the vehicle. Models that are new have a higher actual cash value compared to older Audi models so repair costs are higher which will push premiums up. Conversely, more recent Audi vehicles have more advanced features such as traction control, adaptive headlights, and automatic crash notification so those may help offset higher rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Liability

Liability insurance will cover damages or injuries you inflict on other people or property that is your fault. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so buy as much as you can afford.

Collision protection

This will pay to fix damage to your Audi caused by collision with an object or car. You have to pay a deductible and then insurance will cover the remainder. Audi A5 collision insurance is rather expensive coverage, so consider dropping it from lower value vehicles. Drivers also have the option to increase the deductible to bring the cost down.

Comprehensive or Other Than Collision

Comprehensive insurance covers damage that is not covered by collision coverage. You first have to pay a deductible then your comprehensive coverage will pay. The maximum amount you can receive from a comprehensive claim is the actual cash value, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

Uninsured or underinsured coverage

This provides protection from other drivers when they are uninsured or don't have enough coverage. Since a lot of drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage should not be overlooked.

Medical costs insurance

Personal Injury Protection (PIP) and medical payments coverage provide coverage for expenses like doctor visits, EMT expenses, and X-ray expenses. They can be used to fill the gap from your health insurance plan or if you do not have health coverage. PIP is only offered in select states and may carry a deductible.

How Much are Audi A5 Insurance Rates?

Audi A5 Insurance Cost

What factors impact the rate you pay?

Compare Audi A5 insurance rates