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Acura Legend Insurance Rates

There are many options when trying to insure your Acura vehicle. You can buy from a local agent or price shop online to compare pricing from insurance carriers. Finding cheaper auto insurance by getting online quotes is simple to do and there is a good chance you might just save a little.

Finding the best direct price on auto insurance can be a challenge if you have never used online rate quotes. But don't be discouraged because comparing prices is actually very simple. Finding a lower price on Legend insurance can be relatively painless. You just have to take a little time to get quotes online with multiple companies. It is quite easy and can be accomplished by visiting this page.

FREE Car Insurance Comparison

Auto insurance rates on a Acura Legend will vary greatly subject to many criteria. Some of these factors include:

  • More performance equals higher cost
  • Your accident history
  • Home/auto policy bundles save money
  • Pleasure use vs. commuting use
  • Extra coverages like towing and rental
  • Claims drive up premiums
  • Having current coverage saves
  • Whether you own your home

A final factor which can affect Legend insurance rates is the model year. A newer vehicle have a higher actual cash value in comparison to later models so the payout to repair will push premiums up. On the flip side, more recent Acura vehicles may have a trim level with safety features like a telematics system, dual-stage airbags, a rollover prevention system, and a collision avoidance system so those may provide discounts that lower premiums.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Legend below.

Liability

Legend liability coverage will cover damage that occurs to people or other property that is your fault. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so consider buying as much as you can afford.

Collision coverage

This will pay to fix damage to your Acura resulting from a collision with another car or object. You have to pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Legend can be pricey, so consider removing coverage from vehicles that are older. Another option is to bump up the deductible to get cheaper Legend insurance rates.

Comprehensive or Other Than Collision

This coverage will pay to fix damage OTHER than collision with another vehicle or object. You need to pay your deductible first and the remainder of the damage will be paid by your Acura Legend comprehensive insurance. The maximum amount you'll receive from a claim is the market value of your vehicle, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage gives you protection when other motorists are uninsured or don't have enough coverage. Since a lot of drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Medical costs insurance

Personal Injury Protection (PIP) and medical payments coverage reimburse you for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). The coverages can be used in conjunction with a health insurance plan or if you lack health insurance entirely. Personal injury protection coverage is only offered in select states but can be used in place of medical payments coverage.

How Much are Acura Legend Insurance Rates?