Acura Integra Insurance Rates

Drivers have lots of options when trying to find low-cost insurance for your Acura vehicle. You can either contact an insurance agent or shop online to compare pricing from multiple companies. Finding cheaper car insurance online is easy, plus you may find lower rates.

Consumers who are new to the process of buying insurance may think purchasing cheap Integra insurance is very challenging. The are a couple different ways to get quotes from car insurance companies in your area. The simplest method to find the lowest Integra insurance cost is to perform an online rate comparison. This can be done by visiting this page.

FREE Car Insurance Comparison

Premiums are calculated by...

Insurance premiums for a Acura Integra can vary widely based upon several criteria. Including but not limited to:

The performance level of your Integra
Any accidents you may have
Home/auto policy bundles save money
Use of your vehicle
Add-on coverages such as rental reimbursement
Your job
The amount of protection requested
Home ownership saves money

One important consideration which can affect your rates is the age of the vehicle. Models that are a few years old have a lower value compared to new Acura models so repair costs tend to be lower which will push premiums down. But more recent Acura vehicles have more advanced features including a telematics system, adaptive cruise control, and anti-lock brakes which can provide discounts that lower premiums.

To get more specific information about how much rates will be for your vehicle, select the year of your Integra from the list below.

Liability coverage

Liability insurance will cover damage or injury you incur to other people or property that is your fault. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so buy higher limits if possible.

Coverage for collisions

This will pay to fix damage to your Acura caused by collision with a stationary object or other vehicle. You will need to pay your deductible and then insurance will cover the remainder. Integra collision insurance is rather expensive coverage, so consider dropping it from lower value vehicles. Another option is to increase the deductible to save money on collision insurance.

Comprehensive coverage

Comprehensive insurance will pay to fix damage from a wide range of events other than collision. You first have to pay a deductible then your comprehensive coverage will pay. The maximum payout your car insurance company will pay is the actual cash value, so if the vehicle is not worth much it's not worth carrying full coverage.

Protection from uninsured/underinsured drivers

Uninsured or Underinsured Motorist coverage gives you protection when the "other guys" are uninsured or don't have enough coverage. Since a lot of drivers only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages should not be overlooked.

Medical payments coverage and PIP

Personal Injury Protection (PIP) and medical payments coverage provide coverage for immediate expenses like EMT expenses, pain medications, and nursing services. The coverages can be used to fill the gap from your health insurance policy or if there is no health insurance coverage. PIP is only offered in select states but can be used in place of medical payments coverage.

How Much are Acura Integra Insurance Rates?

Acura Integra Insurance Quotes