2017 Ford GT Insurance Rates – 8 Tips for Best Quotes

Tired of not being able to afford to pay your car insurance bill each month? You’re in the same situation as millions of other consumers.

Big-name insurance companies like State Farm, Progressive and Geico persitently shower you with advertising and it is challenging if not impossible to ignore the promise of big savings and effectively compare rates to find the best deal.

If you have car insurance now, you should be able to save some money using these methods. Buying car insurance is quite easy. But consumers must know how big insurance companies sell insurance online.

The fastest way that we advise to compare car insurance company rates takes advantage of the fact almost all companies provide online access to quote your coverage. To begin a comparison, all you need to do is provide details such as the type of vehicles you drive, if the vehicle is leased, distance driven, and driver details. Your information is automatically sent to multiple car insurance providers and they return cost estimate almost instantly.

To compare multiple company rates now, click here and find out if you can get cheaper insurance.

Pay less for 2017 Ford GT insurance

Car insurance can cost a lot, but there could be available discounts that you may not even be aware of. Larger premium reductions will be automatically applied at the time you complete a quote, but a few need to be manually applied before you get the savings.

  • Life Insurance Discount – Some companies give a discount if you purchase life insurance from them.
  • Passive Restraint Discount – Vehicles with factory air bags and/or automatic seat belt systems can get savings of 20% or more.
  • Military Discounts – Having a family member in the military may qualify for rate reductions.
  • Paperwork-free – Some insurance companies will discount your bill up to fifty bucks for buying a policy and signing up online.
  • Defensive Driver – Taking part in a course teaching defensive driving skills can save you 5% or more and easily recoup the cost of the course.
  • Federal Employees – Simply working for the federal government could cut as much as 10% off for GT coverage with select insurance companies.
  • Braking Control Discount – Anti-lock brake equipped vehicles can avoid accidents and will save you 10% or more.
  • Payment Method – If you pay your bill all at once rather than paying monthly you can actually save on your bill.

A little note about advertised discounts, many deductions do not apply the the whole policy. Most only cut individual premiums such as comprehensive or collision. So when it seems like you would end up receiving a 100% discount, it just doesn’t work that way. But all discounts will help reduce the amount you have to pay.

To see a list of insurance companies offering insurance discounts, click this link.

Tailor your coverage to you

When it comes to buying adequate coverage, there isn’t really a best way to insure your cars. Each situation is unique so this has to be addressed. For instance, these questions might point out if your insurance needs may require specific advice.

  • Can I drive in Mexico and have coverage?
  • When would I need rental car insurance?
  • Do I need added coverage for expensive stereo equipment?
  • What vehicles should carry emergency assistance coverage?
  • Does my personal policy cover me when driving out-of-state?
  • Will I lose any money if I cancel my policy before it expires?

If it’s difficult to answer those questions but one or more may apply to you, then you may want to think about talking to a licensed agent. To find an agent in your area, simply complete this short form or you can also visit this page to select a carrier

Coverage specifics

Understanding the coverages of a insurance policy aids in choosing appropriate coverage at the best deductibles and correct limits. The coverage terms in a policy can be difficult to understand and even agents have difficulty translating policy wording. Below you’ll find the normal coverages offered by insurance companies.

Collision coverage protection

Collision coverage pays for damage to your GT resulting from colliding with another car or object. You will need to pay your deductible then the remaining damage will be paid by your insurance company.

Collision insurance covers things such as rolling your car, damaging your car on a curb, sustaining damage from a pot hole and colliding with a tree. This coverage can be expensive, so consider dropping it from vehicles that are 8 years or older. You can also bump up the deductible to bring the cost down.

Auto liability insurance

Liability coverage will cover damage or injury you incur to other’s property or people that is your fault. Coverage consists of three different limits, per person bodily injury, per accident bodily injury, and a property damage limit. You might see policy limits of 50/100/50 that translate to a limit of $50,000 per injured person, a total of $100,000 of bodily injury coverage per accident, and a limit of $50,000 paid for damaged property. Alternatively, you may have one number which is a combined single limit that pays claims from the same limit with no separate limits for injury or property damage.

Liability coverage pays for claims like repair bills for other people’s vehicles, legal defense fees, repair costs for stationary objects and court costs. The amount of liability coverage you purchase is up to you, but buy as large an amount as possible.

Comprehensive coverages

Comprehensive insurance will pay to fix damage OTHER than collision with another vehicle or object. You first have to pay a deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive insurance covers claims such as rock chips in glass, damage from getting keyed and a tree branch falling on your vehicle. The highest amount you can receive from a comprehensive claim is the market value of your vehicle, so if the vehicle is not worth much it’s not worth carrying full coverage.

Coverage for medical payments

Personal Injury Protection (PIP) and medical payments coverage kick in for short-term medical expenses such as EMT expenses, surgery, prosthetic devices and dental work. They can be used in conjunction with a health insurance plan or if there is no health insurance coverage. It covers all vehicle occupants and also covers being hit by a car walking across the street. PIP coverage is not available in all states and may carry a deductible

Uninsured and underinsured coverage

Uninsured or Underinsured Motorist coverage protects you and your vehicle’s occupants from other drivers when they do not carry enough liability coverage. Covered claims include medical payments for you and your occupants as well as damage to your 2017 Ford GT.

Since many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. So UM/UIM coverage is important protection for you and your family. Usually the UM/UIM limits are set the same as your liablity limits.