2016 Chevrolet SS Insurance Quotes

Confused by the crazy number of auto insurance sources available to you? Lot’s of other people are too. You have so many sources available that it can really be a difficult mission to find the best premium rates.

Pricing the lowest cost coverage is quite easy. In a nutshell, everyone who carries insurance coverage most likely will be able to cut their insurance bill. Nevertheless, drivers must comprehend how big insurance companies price online insurance because it can help you find the best coverage.

The method we recommend to compare insurance rates from multiple companies utilizes the fact almost all companies pay for the opportunity to quote your coverage. All consumers are required to do is give them some information such as the make and model of your vehicles, how much school you completed, distance driven, and whether you are single or married. Your rating data is instantly sent to multiple different insurance companies and you will get price comparisons instantly to find the best rate.

To compare rates now, click here and complete the quick form.

Save money with discounts

Some providers do not list all disounts in a way that’s easy to find, so we break down some of the more common as well as the least known credits available to lower your premiums when you buy car insurance online.

  • Auto/Life Discount – Not all insurance carriers offer life insurance, but some may give you a break if you buy auto and life insurance together.
  • Club Memberships – Having an affiliation with a civic or occupational organization can get you a small discount on your bill.
  • Multi-car Discount – Buying coverage for more than one vehicle on the same insurance policy can get a discount for every vehicle.
  • Discount for Multiple Policies – If you can combine your auto and home policy and insure them with the same company they may give you a discount of nearly 15% which can help you find affordable car insurance.
  • Discounts for New Vehicles – Buying insurance on a new vehicle can save up to 30% because newer models are generally safer.
  • Accident-Free Discounts – Good drivers with no accidents can save substantially in comparison to accident-prone drivers.
  • Discount for Good Grades – This discount could provide a savings of up to 20% or more. Earning this discount can benefit you up until you turn 25.

Drivers should understand that most discount credits are not given to the entire cost. Some only reduce individual premiums such as medical payments or collision. If you do the math and it seems like you can get free auto insurance, company stockholders wouldn’t be very happy. But any discount should definitely cut the premium cost.

Some of the larger companies that may include these money-saving discounts may include but are not limited to:

Before you buy a policy, ask every prospective company which credits you are entitled to. Savings may not apply to policies in every state.

What is the best insurance coverage?

When it comes to choosing coverage, there is no best way to insure your cars. Everyone’s situation is unique.

Here are some questions about coverages that could help you determine whether your personal situation will benefit from professional help.

  • Am I missing any policy discounts?
  • Do I need replacement cost coverage?
  • Will filing a claim cost me more?
  • How many claims can I have before being cancelled?
  • Which is better, split liability limits or combined limits?
  • Do I need an umbrella policy?

If you can’t answer these questions, you may need to chat with an insurance agent. To find lower rates from a local agent, complete this form.

Specific coverage details

Understanding the coverages of your policy can help you determine the right coverages and the correct deductibles and limits. Car insurance terms can be difficult to understand and nobody wants to actually read their policy.

Comprehensive car insurance – This pays for damage caused by mother nature, theft, vandalism and other events. You first must pay your deductible and then insurance will cover the rest of the damage.

Comprehensive can pay for claims like a tree branch falling on your vehicle, falling objects and vandalism. The highest amount you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle is not worth much consider removing comprehensive coverage.

Coverage for uninsured or underinsured drivers – This protects you and your vehicle from other drivers when they are uninsured or don’t have enough coverage. It can pay for injuries to you and your family as well as your vehicle’s damage.

Due to the fact that many drivers only purchase the least amount of liability that is required, their limits can quickly be used up. That’s why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked. Normally your uninsured/underinsured motorist coverages are set the same as your liablity limits.

Coverage for medical expenses – Med pay and PIP coverage pay for immediate expenses like funeral costs, hospital visits and rehabilitation expenses. They are used to fill the gap from your health insurance policy or if there is no health insurance coverage. They cover both the driver and occupants and will also cover if you are hit as a while walking down the street. PIP coverage is not an option in every state and may carry a deductible

Auto liability insurance – This protects you from damage that occurs to other people or property in an accident. This insurance protects YOU from claims by other people, and doesn’t cover damage to your own property or vehicle.

Coverage consists of three different limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You commonly see liability limits of 25/50/25 which stand for a $25,000 limit per person for injuries, $50,000 for the entire accident, and a limit of $25,000 paid for damaged property. Occasionally you may see one number which is a combined single limit that pays claims from the same limit and claims can be made without the split limit restrictions.

Liability can pay for things like legal defense fees, repair bills for other people’s vehicles and pain and suffering. How much coverage you buy is a personal decision, but it’s cheap coverage so purchase as much as you can afford.

Collision coverage – This will pay to fix damage to your SS from colliding with another car or object. A deductible applies then the remaining damage will be paid by your insurance company.

Collision insurance covers claims like rolling your car, colliding with another moving vehicle, driving through your garage door and sustaining damage from a pot hole. Collision coverage makes up a good portion of your premium, so consider dropping it from lower value vehicles. You can also bump up the deductible to save money on collision insurance.