Lower Your 2015 Bentley Continental GT Car Insurance Quotes

Searching for the cheapest insurance coverage rates? Consumers have a choice when looking for the best price on Bentley Continental GT insurance. They can either spend hours calling around trying to get quotes or use the internet to get rate quotes.

There are more efficient ways to compare insurance coverage rates so you’re going to learn the proper way to price shop coverage for a Bentley and find the lowest price from both online companies and local agents.

This information will tell you how car insurance quotes work and some money-saving tips. If you currently have a car insurance policy, you will most likely be able to reduce your rates substantially using these techniques. Drivers just need to understand the proper methods to get comparison rates online.

Compare the Market for Auto Insurance

Getting a lower price on 2015 Bentley Continental GT insurance can be surprisingly simple. Consumers just need to take a few minutes comparing rate quotes provided by online insurance companies. This can be done in several different ways.

  1. One of the simplest ways to get the best comparison quotes is to use a rate comparison form click to view form in new window. This easy form eliminates the need for separate forms for each company. Just one form compares rates from multiple companies. Recommended for those who want to invest the least amount of time.
  2. A different way to find lower rates is to manually visit each company website and request a quote. For sake of this example, we’ll assume you want to compare Allstate, 21st Century and GEICO. You would have to take the time to go to each site to enter your coverage information, and that’s why the first method is more popular. To view a list of companies in your area, click here.

Which method you use is up to you, but double check that you are using identical coverage limits and deductibles with every price quote. If you are comparing different values for each quote it’s not possible to make a fair comparison for your Bentley Continental GT.

You may need specialized coverage

When choosing proper insurance coverage for your vehicles, there isn’t really a single plan that fits everyone. Everyone’s situation is a little different.

These are some specific questions might help in determining whether or not you would benefit from an agent’s advice.

  • Am I covered when using my vehicle for business?
  • Does having multiple vehicles earn me a discount?
  • Is my state a no-fault state?
  • What is the minimum liability in my state?
  • Do I have any recourse if my insurance company denies a claim?
  • Can I still get insurance after a DUI?

If you’re not sure about those questions but one or more may apply to you then you might want to talk to a licensed insurance agent. To find lower rates from a local agent, complete this form. It’s fast, free and can help protect your family.

Car insurance 101

Having a good grasp of your insurance policy helps when choosing the best coverages and the correct deductibles and limits. Policy terminology can be difficult to understand and even agents have difficulty translating policy wording.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage protects you and your vehicle from other motorists when they either have no liability insurance or not enough. This coverage pays for injuries to you and your family and also any damage incurred to your Bentley Continental GT.

Due to the fact that many drivers have only the minimum liability required by law, their limits can quickly be used up. That’s why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family. Most of the time your uninsured/underinsured motorist coverages do not exceed the liability coverage limits.

Collision insurance

This coverage covers damage to your Continental GT from colliding with an object or car. You have to pay a deductible then the remaining damage will be paid by your insurance company.

Collision can pay for things like damaging your car on a curb, colliding with a tree and colliding with another moving vehicle. Collision is rather expensive coverage, so consider removing coverage from older vehicles. It’s also possible to raise the deductible to save money on collision insurance.

Medical payments and PIP coverage

Coverage for medical payments and/or PIP provide coverage for expenses for things like dental work, prosthetic devices and funeral costs. They are often used in conjunction with a health insurance program or if there is no health insurance coverage. Medical payments and PIP cover not only the driver but also the vehicle occupants and will also cover getting struck while a pedestrian. PIP is not an option in every state and gives slightly broader coverage than med pay

Liability coverage

Liability coverage will cover injuries or damage you cause to a person or their property in an accident. This insurance protects YOU against claims from other people. Liability doesn’t cover damage sustained by your vehicle in an accident.

It consists of three limits, per person bodily injury, per accident bodily injury, and a property damage limit. You might see policy limits of 50/100/50 that translate to a limit of $50,000 per injured person, a total of $100,000 of bodily injury coverage per accident, and a limit of $50,000 paid for damaged property. Another option is one number which is a combined single limit which combines the three limits into one amount with no separate limits for injury or property damage.

Liability coverage pays for claims such as emergency aid, repair bills for other people’s vehicles and structural damage. How much coverage you buy is up to you, but buy as large an amount as possible.

Comprehensive auto coverage

This coverage pays to fix your vehicle from damage that is not covered by collision coverage. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage protects against claims such as falling objects, damage from flooding, theft and damage from a tornado or hurricane. The most you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle is not worth much it’s probably time to drop comprehensive insurance.