How Much Does 2009 Bentley Continental GTC Car Insurance Cost?

Searching for the cheapest auto insurance rates for your Bentley Continental GTC? Have you had enough of trying to scrape together enough money to buy car insurance? You are no different than many other drivers. With so many online and local companies to choose from, it can be hard to find the most cost effective company.

Finding affordable coverage is easy if you know what you’re doing. If you currently have a car insurance policy, you will be able to reduce your rates substantially using this strategy. Drivers just need to know the tricks to get comparison rates online.

Insurance Prices

Getting a cheaper price on 2009 Bentley Continental GTC insurance is a fairly straight forward process. The only requirement is to take a couple of minutes getting comparison quotes from different insurance companies. This is very easy and can be done using a couple different methods.

  1. The single most time-saving way consumers can analyze rates is to use a rate comparison form click to view form in new window. This easy form prevents you from having to do separate quote forms for each company you want a rate for. A single form will return price quotes direct from many companies.
  2. A harder way to get comparison quotes is spending the time to visit each company website and fill out their own quote form. For example, we’ll assume you want to compare Auto-Owners, Liberty Mutual and Allstate. To get each rate you have to visit each site and enter your information, which is why the first method is quicker.

    For a handy list of car insurance company links in your area, click here.

Which method you use is up to you, but ensure you are comparing apples-to-apples coverages with every price quote. If each company quotes different values for each quote then you won’t be able to make a fair comparison for your Bentley Continental GTC.

Is my situation unique?

When buying proper insurance coverage for your vehicles, there really is no one size fits all plan. Everyone’s needs are different and a cookie cutter policy won’t apply. These are some specific questions could help you determine whether or not you could use an agent’s help.

  • What is the minimum liability in my state?
  • Do I pay less for low miles?
  • Does my medical payments coverage pay my health insurance deductible?
  • What can I do if my company won’t pay a claim?
  • Does my insurance cover my expensive audio equipment?
  • Is a fancy paint job covered?
  • If my pet gets injured in an accident are they covered?
  • What companies insure drivers after a DUI or DWI?
  • What discounts do I qualify for?

If you can’t answer these questions but you know they apply to you then you might want to talk to a licensed agent. To find an agent in your area, take a second and complete this form or you can also visit this page to select a carrier It is quick, free and you can get the answers you need.

Coverages available on your insurance policy

Knowing the specifics of a insurance policy can be of help when determining which coverages you need and proper limits and deductibles. Insurance terms can be impossible to understand and reading a policy is terribly boring. Shown next are typical coverages found on the average insurance policy.

Comprehensive coverage (or Other than Collision) – This coverage will pay to fix damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible and then insurance will cover the rest of the damage.

Comprehensive coverage protects against claims like falling objects, theft, hitting a deer, damage from a tornado or hurricane and a broken windshield. The highest amount your insurance company will pay is the market value of your vehicle, so if the vehicle’s value is low consider dropping full coverage.

Uninsured Motorist or Underinsured Motorist insurance – This coverage protects you and your vehicle’s occupants when the “other guys” either have no liability insurance or not enough. Covered claims include injuries sustained by your vehicle’s occupants and also any damage incurred to your Bentley Continental GTC.

Since a lot of drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is a good idea.

Insurance for medical payments – Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses for doctor visits, EMT expenses, rehabilitation expenses and funeral costs. The coverages can be utilized in addition to your health insurance program or if there is no health insurance coverage. Coverage applies to all vehicle occupants and will also cover being hit by a car walking across the street. PIP is not available in all states but can be used in place of medical payments coverage

Collision coverages – Collision insurance pays to fix your vehicle from damage from colliding with a stationary object or other vehicle. A deductible applies and then insurance will cover the remainder.

Collision can pay for things like hitting a parking meter, driving through your garage door, backing into a parked car, sideswiping another vehicle and sustaining damage from a pot hole. Collision is rather expensive coverage, so you might think about dropping it from older vehicles. It’s also possible to increase the deductible to get cheaper collision coverage.

Liability coverage – This coverage can cover damage that occurs to other’s property or people in an accident. It protects YOU against other people’s claims. Liability doesn’t cover your injuries or vehicle damage.

It consists of three limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. As an example, you may have values of 25/50/25 that translate to a limit of $25,000 per injured person, a per accident bodily injury limit of $50,000, and $25,000 of coverage for damaged propery.

Liability can pay for things like funeral expenses, medical expenses, repair costs for stationary objects and bail bonds. How much liability coverage do you need? That is your choice, but it’s cheap coverage so purchase as large an amount as possible.