Cheap 2006 Land Rover Range Rover Car Insurance Quotes

Searching for the cheapest insurance for a new or used Land Rover Range Rover can normally be a lot of work, but you can follow these tips and make it easy. There is a right way and a wrong way to shop for insurance so we’re going to tell you the quickest way to price shop coverage for a Land Rover and locate the lowest price.

Comprehensive Insurance Coverage Comparison

All major insurance coverage companies like Geico, State Farm and Progressive give coverage prices directly from their websites. Obtaining pricing is fairly simple as you just type in the coverage amounts you desire as detailed in the form. Behind the scenes, their system will order information on your driving record and credit history and quotes a price determined by many factors.

Online price quotes simplifies rate comparisons, but the work required to visit many different websites and enter the same data into a form can be a bit repetitive. But it’s very important to do this if you are searching for the lowest price.

Compare rates the easy way

A more efficient way to get multiple rate quotes uses one form that gets price quotes from a bunch of companies at once. It saves time, eliminates form submissions, and makes online price comparison much more efficient. Immediately after submitting the form, it is quoted and you are able to buy any or none of the resulting price quotes. If one or more price quotes are lower than your current rates, you simply finish the application and buy the policy. It just takes a couple of minutes and may result in a nice savings.

To find out if lower rates are available, click here to open in a new tab and submit your coverage information. If you currently have coverage, we recommend you type in the coverage information exactly as they are listed on your policy. This way, you will get rate quotes for exact coverage.

Don’t miss these discounts

Companies don’t always list every discount in a way that’s easy to find, so we break down both the well known and the harder-to-find discounts you could be receiving. If you aren’t receiving every discount possible, you are paying more than you should be.

  • Military Rewards – Having a family member in the military may qualify for rate reductions.
  • Federal Employees – Being employed by or retired from a federal job could cut as much as 10% off for Range Rover insurance with certain companies.
  • Clubs and Organizations – Participating in a civic or occupational organization could trigger savings on your policy for Range Rover insurance.
  • Anti-theft System – Vehicles with anti-theft systems prevent vehicle theft and therefore earn up to a 10% discount.
  • Save over 55 – Mature drivers may be able to get a small decrease in premiums for Range Rover insurance.

A little note about advertised discounts, most credits do not apply the the whole policy. Some only reduce specific coverage prices like medical payments or collision. Even though it may seem like you could get a free car insurance policy, companies wouldn’t make money that way.

For a list of insurers who offer car insurance discounts, click this link.

When might I need help?

When it comes to choosing proper insurance coverage, there isn’t really a cookie cutter policy. Every situation is different.

Here are some questions about coverages that can help discover if you might need professional guidance.

  • Is pleasure use cheaper than using my 2006 Land Rover Range Rover to commute?
  • Should I file a claim if it’s only slightly more than my deductible?
  • I have a DUI can I still get coverage?
  • Should I buy more coverage than the required minimum liability coverage?
  • Why do I need rental car insurance?
  • How do I file an SR-22 for a DUI in my state?
  • Should I drop comprehensive coverage on older vehicles?
  • Does coverage extend to my business vehicle?
  • I have good health insurance, so how much medical payments coverage do I need?
  • Does liability extend to a camper or trailer?

If it’s difficult to answer those questions but you think they might apply to your situation, you may need to chat with a licensed insurance agent. To find lower rates from a local agent, take a second and complete this form. It only takes a few minutes and may give you better protection.

Auto insurance coverage information

Understanding the coverages of a auto insurance policy helps when choosing the right coverages at the best deductibles and correct limits. The terms used in a policy can be impossible to understand and even agents have difficulty translating policy wording.

Medical expense insurance

Personal Injury Protection (PIP) and medical payments coverage reimburse you for expenses for funeral costs, rehabilitation expenses and dental work. They are often used to fill the gap from your health insurance policy or if you do not have health coverage. Coverage applies to both the driver and occupants and also covers being hit by a car walking across the street. Personal injury protection coverage is not an option in every state and gives slightly broader coverage than med pay

Protection from uninsured/underinsured drivers

This gives you protection when the “other guys” do not carry enough liability coverage. It can pay for medical payments for you and your occupants as well as damage to your Land Rover Range Rover.

Since a lot of drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. So UM/UIM coverage should not be overlooked.

Collision protection

This pays for damage to your Range Rover resulting from a collision with another car or object. You will need to pay your deductible then your collision coverage will kick in.

Collision insurance covers things such as crashing into a ditch, colliding with a tree and sideswiping another vehicle. This coverage can be expensive, so analyze the benefit of dropping coverage from older vehicles. You can also bump up the deductible in order to get cheaper collision rates.

Comprehensive (Other than Collision)

Comprehensive insurance coverage covers damage from a wide range of events other than collision. You first have to pay a deductible then your comprehensive coverage will pay.

Comprehensive insurance covers claims such as vandalism, hitting a deer, a broken windshield and hail damage. The highest amount your auto insurance company will pay is the ACV or actual cash value, so if the vehicle is not worth much consider removing comprehensive coverage.


Liability insurance can cover injuries or damage you cause to other people or property that is your fault. This coverage protects you from claims by other people. Liability doesn’t cover your own vehicle damage or injuries.

Coverage consists of three different limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. As an example, you may have limits of 50/100/50 that means you have a limit of $50,000 per injured person, a per accident bodily injury limit of $100,000, and property damage coverage for $50,000.

Liability coverage pays for claims such as attorney fees, repair costs for stationary objects and legal defense fees. How much liability should you purchase? That is a personal decision, but it’s cheap coverage so purchase as large an amount as possible.