View 2003 Acura NSX Insurance Quotes

Comparison shopping for auto insurance can seem to be hard for consumers new to comparison shopping online. There are so many options available that it can turn into a real hassle to locate the lowest price.

It’s smart to get comparison quotes before your policy renews due to the fact that insurance rates go up and down regularly. Even if you got the lowest rates for NSX coverage two years ago you will most likely find a better rate today. Don’t believe everything you read about auto insurance online, so by reading this article, you’re going to learn some guaranteed methods to slash your auto insurance rates.

How to Get Insurance Coverage

There are several ways to compare Acura NSX insurance coverage prices and some are easier and takes less work. You could spend your day discussing policy coverages with local insurance agents in your area, or you could use the web to get the quickest rates.

Most of the best insurance companies enroll in a system where prospective buyers enter their coverage request one time, and at least one company returns a rated price determined by their information. This saves time by eliminating quotation requests to each company.

To compare 2003 Acura NSX rates now click here (opens in new window).

The only drawback to comparing rates this way is that you can’t choose which carriers you want pricing from. So if you prefer to pick specific providers for rate comparison, we have a page of companies who write insurance coverage in your area. Click here for list of insurance companies.

It’s up to you how you get prices quotes, just make absolute certain that you use apples-to-apples coverages and limits on every quote. If you enter different values for each quote it’s impossible to make a fair comparison for your Acura NSX. Having just a slight variation in coverages can result in a big premium difference. Just remember that more quotes will increase your chances of finding better pricing.

Best discounts on Acura NSX coverage

Companies that sell car insurance don’t list every available discount very well, so we researched both the well known and also the lesser-known ways to save on insurance.

  • Seat Belts Save – Drivers who require all occupants to use their safety belts could save 15% off your PIP or medical payments premium.
  • Braking Control Discount – Cars that have steering control and anti-lock brakes can avoid accidents and earn discounts up to 10%.
  • Accident Waiver – Certain companies will allow you to have one accident before hitting you with a surcharge so long as you haven’t had any claims for a set time period.
  • Defensive Driver – Completing a defensive driving course could save 5% or more depending on where you live.
  • Fewer Miles Equal More Savings – Low mileage vehicles could qualify for a substantially lower rate.
  • Organization Discounts – Belonging to a civic or occupational organization could trigger savings on insurance for NSX coverage.
  • Homeowners Discount – Being a homeowner may earn you a small savings because owning a home demonstrates responsibility.

As a disclaimer on discounts, many deductions do not apply to the entire cost. Most cut the cost of specific coverages such as comp or med pay. So even though they make it sound like adding up those discounts means a free policy, it just doesn’t work that way.

Car insurance companies that may have some of the above discounts include:

Before buying, ask every prospective company what discounts are available to you. All car insurance discounts may not apply everywhere.

Tailor your coverage to you

When buying proper insurance coverage for your vehicles, there really is not a cookie cutter policy. Your needs are not the same as everyone else’s.

These are some specific questions might point out if your situation could use an agent’s help.

  • How can I force my company to pay a claim?
  • What discounts do I qualify for?
  • What is the ISO rating for a 2003 Acura NSX?
  • Exactly who is provided coverage by my policy?
  • What is the difference between comprehensive and collision coverage?
  • Is business property covered if stolen from my car?

If it’s difficult to answer those questions but you think they might apply to your situation, then you may want to think about talking to an insurance agent. If you don’t have a local agent, complete this form.

Learn about auto insurance coverages for an Acura NSX

Knowing the specifics of your auto insurance policy helps when choosing the best coverages and proper limits and deductibles. The terms used in a policy can be confusing and even agents have difficulty translating policy wording.

Medical payments and PIP coverage – Medical payments and Personal Injury Protection insurance provide coverage for expenses like hospital visits, prosthetic devices, ambulance fees, dental work and surgery. They are used to cover expenses not covered by your health insurance program or if you do not have health coverage. They cover all vehicle occupants as well as any family member struck as a pedestrian. PIP is not an option in every state but it provides additional coverages not offered by medical payments coverage

Liability car insurance – Liability coverage can cover damages or injuries you inflict on other’s property or people in an accident. It protects you against other people’s claims. It does not cover damage sustained by your vehicle in an accident.

It consists of three limits, per person bodily injury, per accident bodily injury, and a property damage limit. You commonly see policy limits of 100/300/100 that means you have $100,000 bodily injury coverage, a per accident bodily injury limit of $300,000, and a limit of $100,000 paid for damaged property.

Liability can pay for things such as court costs, loss of income, medical services, emergency aid and structural damage. The amount of liability coverage you purchase is up to you, but consider buying as much as you can afford.

Comprehensive auto coverage – This coverage pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. You first must pay your deductible then your comprehensive coverage will pay.

Comprehensive coverage protects against claims such as rock chips in glass, a broken windshield and hitting a bird. The maximum amount you’ll receive from a claim is the ACV or actual cash value, so if the vehicle is not worth much consider removing comprehensive coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage – This coverage gives you protection from other motorists when they are uninsured or don’t have enough coverage. This coverage pays for hospital bills for your injuries and damage to your 2003 Acura NSX.

Since many drivers only purchase the least amount of liability that is required, it doesn’t take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage should not be overlooked.

Collision – This will pay to fix damage to your NSX from colliding with another vehicle or an object, but not an animal. You first must pay a deductible and the rest of the damage will be paid by collision coverage.

Collision insurance covers things such as scraping a guard rail, colliding with another moving vehicle, colliding with a tree and sustaining damage from a pot hole. This coverage can be expensive, so consider removing coverage from vehicles that are 8 years or older. You can also choose a higher deductible to save money on collision insurance.