Compare 2003 Acura CL Car Insurance Rates

Trying to find lower insurance coverage rates for your Acura CL? Are you overwhelmed by the dozens of insurance coverage company choices? Lot’s of other consumers are too. There are so many options that it can easily become a ton of work to find better rates.

Smart consumers take time to do rate comparisons quite often because rates are adjusted regularly by insurance companies. Even if you got the best deal on CL coverage last year you will most likely find a better rate today. Ignore everything you know about insurance coverage because you’re about to learn the fastest and easiest way to find better coverage at a better price.

Finding the best rates is not that difficult. In a nutshell, anyone who has to buy auto insurance most likely will be able to save money. But consumers do need to know how insurance companies sell online because it can help you find the best coverage.

The quickest method to compare policy rates takes advantage of the fact auto insurance companies will pay a fee to compare rate quotes. All you need to do is take a few minutes to give details like what you do for a living, if you lease or own, driver details, and which vehicles you own. That information is instantly provided to multiple companies and you receive quotes instantly.

To compare multiple company rates now, click here and enter your zip code.

It’s not one size fits all

When choosing proper insurance coverage for your personal vehicles, there really is not a one size fits all plan. Your needs are not the same as everyone else’s.

For example, these questions can help discover if your insurance needs will benefit from professional help.

  • When should I drop full coverage on my 2003 Acura CL?
  • Is business equipment covered while in my vehicle?
  • Is extra glass coverage worth it?
  • How high should my uninsured/underinsured coverage be in my state?
  • Can my teen driver be rated on a liability-only vehicle?
  • How do I file an SR-22 for a DUI in my state?

If you’re not sure about those questions but one or more may apply to you, you might consider talking to an agent. To find an agent in your area, complete this form.

Coverage specifics

Knowing the specifics of your insurance policy can be of help when determining the best coverages at the best deductibles and correct limits. The terms used in a policy can be ambiguous and coverage can change by endorsement.

Comprehensive or Other Than Collision

This coverage will pay to fix damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage protects against things such as damage from a tornado or hurricane, fire damage and hail damage. The maximum payout you can receive from a comprehensive claim is the ACV or actual cash value, so if your deductible is as high as the vehicle’s value it’s not worth carrying full coverage.

UM/UIM Coverage

Your UM/UIM coverage protects you and your vehicle when other motorists either have no liability insurance or not enough. This coverage pays for hospital bills for your injuries and also any damage incurred to your Acura CL.

Due to the fact that many drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage should not be overlooked.


Liability insurance protects you from damage or injury you incur to a person or their property that is your fault. It protects you against claims from other people, and doesn’t cover your injuries or vehicle damage.

Coverage consists of three different limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You might see limits of 100/300/100 that translate to $100,000 in coverage for each person’s injuries, $300,000 for the entire accident, and property damage coverage for $100,000.

Liability coverage pays for claims like repair bills for other people’s vehicles, loss of income, medical services, emergency aid and attorney fees. The amount of liability coverage you purchase is your choice, but buy as high a limit as you can afford.

Collision coverage protection

Collision coverage covers damage to your CL caused by collision with an object or car. You first must pay a deductible and then insurance will cover the remainder.

Collision coverage protects against things such as scraping a guard rail, colliding with another moving vehicle and hitting a mailbox. This coverage can be expensive, so consider dropping it from vehicles that are older. Drivers also have the option to choose a higher deductible to bring the cost down.

Medical costs insurance

Med pay and PIP coverage provide coverage for expenses such as doctor visits, prosthetic devices and chiropractic care. They are used in conjunction with a health insurance policy or if there is no health insurance coverage. It covers you and your occupants and will also cover if you are hit as a while walking down the street. PIP is not an option in every state but it provides additional coverages not offered by medical payments coverage