Lower Your 2002 Chevrolet TrailBlazer Car Insurance Quotes

Scraping up a payment for overpriced Chevrolet TrailBlazer insurance can overdraw your checking account and force you to make sacrifices. Comparing price quotes is a great way to make sure you’re not throwing money away.

Many auto insurance companies vie for your business, and it can be difficult to compare rates and uncover the absolute best rates possible.

If you have car insurance now, you will most likely be able to cut costs considerably using these methods. Buying car insurance is easy if you know what you’re doing. Although vehicle owners do need to understand how big insurance companies market insurance on the web because it can help you find the best coverage.

These discounts can lower your rates

Companies offering auto insurance don’t always publicize every discount in an easy-to-find place, so here is a list both the well known and also the lesser-known car insurance savings.

  • Safety Course Discount – Taking a defensive driving course can save you 5% or more and easily recoup the cost of the course.
  • Lower Rates for Military – Having a deployed family member could mean lower rates.
  • Good Student – Getting good grades can save 20 to 25%. The good student discount can last until age 25.
  • 55 and Retired – Older drivers may receive reduced rates on TrailBlazer coverage.
  • Anti-theft Discount – Cars that have factory anti-theft systems help deter theft and qualify for as much as a 10% discount.
  • No Accidents – Claim-free drivers pay much less when compared to frequent claim filers.
  • Resident Student – Children who live away from home and do not have access to a covered vehicle can be insured at a reduced rate.
  • Low Mileage Discounts – Keeping the miles down on your Chevy can qualify you for discounted rates on garaged vehicles.
  • More Vehicles More Savings – Having multiple cars or trucks with the same company can get a discount on all vehicles.
  • Early Signing – Select companies give a discount for switching policies before your current policy expires. This can save 10% or more.

As a disclaimer on discounts, some of the credits will not apply to the overall cost of the policy. Some only apply to the price of certain insurance coverages like liability and collision coverage. So even though they make it sound like adding up those discounts means a free policy, car insurance companies aren’t that generous.

Car insurance companies that possibly offer some of the above discounts include:

Before buying, ask every prospective company which discounts they offer. Savings might not apply everywhere.

Compare the Market for Insurance

Performing a rate comparison can be exhausting if you don’t utilize the easiest way. You can waste a lot of time talking to insurance companies in your area, or you can stay home and use online quotes to maximize your effort.

The majority of car insurance companies participate in a marketplace that enables customers to submit their information once, and each company returns a rated price for coverage. This eliminates the need for quotation requests for each company.

To compare 2002 Chevy TrailBlazer rates using this form now click here to open in new window.

The only drawback to doing it this way is buyers cannot specifically choose which providers you will receive quotes from. So if you want to select specific insurance companies to compare, we have a listing of the cheapest insurance companies in your area. View list of insurance companies.

It’s up to you which method you use, but ensure you’re using the exact same quote information with each company. If you compare higher or lower deductibles you will not be able to find the best deal for your Chevy TrailBlazer. Just a small difference in insurance coverages can make a big difference in price. Just keep in mind that quoting more provides better odds of finding the best offered rates.

Different people need different coverages

When it comes to buying coverage, there isn’t really a single plan that fits everyone. Your needs are not the same as everyone else’s and your policy should reflect that. Here are some questions about coverages that can help discover whether or not you might need professional guidance.

  • Does my policy cover my teen driver if they drive my company car?
  • Is other people’s property covered if stolen from my vehicle?
  • If I drive on a suspended license am I covered?
  • Is my custom paint covered by insurance?
  • Do I have coverage for damage caused while driving under the influence?
  • How much liability do I need to cover my assets?
  • Do I need special endorsements for business use of my vehicle?
  • When should I drop full coverage on my 2002 Chevy TrailBlazer?
  • What is covered by UM/UIM coverage?
  • How can I find cheaper teen driver insurance?

If you don’t know the answers to these questions, you may need to chat with a licensed agent. To find an agent in your area, complete this form or you can also visit this page to select a carrier

Car insurance coverages 101

Knowing the specifics of your car insurance policy can help you determine appropriate coverage for your vehicles. The terms used in a policy can be impossible to understand and nobody wants to actually read their policy. Shown next are typical coverages found on the average car insurance policy.

Coverage for medical expenses

Med pay and PIP coverage kick in for immediate expenses like chiropractic care, hospital visits, prosthetic devices, rehabilitation expenses and nursing services. The coverages can be utilized in addition to your health insurance policy or if you are not covered by health insurance. They cover you and your occupants and also covers if you are hit as a while walking down the street. PIP coverage is not universally available but can be used in place of medical payments coverage

Coverage for uninsured or underinsured drivers

Uninsured or Underinsured Motorist coverage provides protection from other motorists when they either are underinsured or have no liability coverage at all. Covered claims include injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.

Due to the fact that many drivers carry very low liability coverage limits, it doesn’t take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is very important.


Liability insurance provides protection from damage or injury you incur to other people or property in an accident. This insurance protects YOU against other people’s claims. It does not cover damage to your own property or vehicle.

It consists of three limits, bodily injury per person, bodily injury per accident and property damage. Your policy might show limits of 25/50/25 which stand for $25,000 bodily injury coverage, a limit of $50,000 in injury protection per accident, and property damage coverage for $25,000.

Liability coverage protects against claims like medical expenses, legal defense fees, structural damage and repair costs for stationary objects. How much coverage you buy is a decision to put some thought into, but you should buy as much as you can afford.

Comprehensive car insurance

This pays for damage OTHER than collision with another vehicle or object. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage.

Comprehensive insurance covers claims like rock chips in glass, fire damage, hitting a deer and damage from flooding. The maximum payout your car insurance company will pay is the market value of your vehicle, so if the vehicle’s value is low it’s probably time to drop comprehensive insurance.

Collision protection

This covers damage to your TrailBlazer caused by collision with an object or car. You will need to pay your deductible and the rest of the damage will be paid by collision coverage.

Collision can pay for claims such as sideswiping another vehicle, rolling your car and colliding with a tree. Collision coverage makes up a good portion of your premium, so you might think about dropping it from vehicles that are 8 years or older. It’s also possible to bump up the deductible to get cheaper collision coverage.

Do the work, save more money

When buying insurance coverage, never buy lower coverage limits just to save a few bucks. In many instances, an insured cut liability coverage limits only to regret they didn’t have enough coverage. Your focus should be to buy the best coverage you can find at a price you can afford, not the least amount of coverage.

Budget-conscious 2002 Chevy TrailBlazer insurance can be bought on the web as well as from independent agents, so you should be comparing quotes from both in order to have the best chance of saving money. There are still a few companies who don’t offer online price quotes and many times these small insurance companies only sell through independent insurance agents.

For more information, take a look at these articles: