2000 Mitsubishi Eclipse Car Insurance Cost – 7 Tips for Best Prices

Finding better insurance prices for a Mitsubishi Eclipse can turn out to be a painful process, but you can learn a few tricks and make it easy. There are more efficient ways to find insurance online and we’ll show you the absolute fastest way to get price quotes for a new or used Mitsubishi and get the best price possible from both online companies and local agents.

It is always a good idea to compare prices periodically since insurance rates fluctuate regularly. Even if you think you had the best rates on Eclipse insurance on your last policy you will most likely find a better rate today. Starting now, forget anything you know (or think you know) about insurance because you’re going to get a crash course in how to quote online to find lower rates on insurance.

Comprehensive Insurance Comparison Quotes

Effectively comparing insurance prices can take hours if you don’t understand the best way to get rate quotes. You can waste hours discussing policy coverages with insurance agencies in your area, or you could save time and use the internet to get the quickest rates.

Many of the larger companies are enrolled in a marketplace where insurance shoppers submit their information once, and at least one company provides a quote for coverage. This prevents consumers from doing repetitive form submissions for every insurance company. To participate in this free quote system, click here to start a free quote.

The one disadvantage to pricing coverage this way is you cannot specify which carriers to receive prices from. So if you want to choose from a list of companies for rate comparison, we have assembled a list of the cheapest insurance companies in your area. Click to view list.

However you get your quotes, make darn sure you compare identical quote information on every quote. If you use differing limits you can’t possibly make a fair comparison for your Mitsubishi Eclipse.

It’s not one size fits all

When choosing proper insurance coverage for your personal vehicles, there really is not a perfect coverage plan. Your needs are not the same as everyone else’s.

For example, these questions can aid in determining whether your personal situation will benefit from professional help.

  • Are my friends covered when driving my 2000 Mitsubishi Eclipse?
  • What is an SR-22 filing?
  • Will I lose any money if I cancel my policy before it expires?
  • What if I don’t agree with a claim settlement offer?
  • Should I put collision coverage on all my vehicles?
  • How can I get high-risk coverage after a DUI?
  • Is my cargo covered for damage or theft?

If you’re not sure about those questions, then you may want to think about talking to an insurance agent. To find lower rates from a local agent, take a second and complete this form. It is quick, free and can help protect your family.

Coverages available on your car insurance policy

Having a good grasp of car insurance can be of help when determining the right coverages and proper limits and deductibles. Policy terminology can be ambiguous and reading a policy is terribly boring.

Comprehensive protection

This coverage covers damage from a wide range of events other than collision. You first must pay your deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive insurance covers things like theft, rock chips in glass, falling objects and hail damage. The most you’ll receive from a claim is the market value of your vehicle, so if it’s not worth much more than your deductible it’s not worth carrying full coverage.

Collision coverage protection

Collision coverage covers damage to your Eclipse from colliding with an object or car. You will need to pay your deductible then your collision coverage will kick in.

Collision coverage pays for things such as colliding with another moving vehicle, sustaining damage from a pot hole, backing into a parked car and hitting a mailbox. This coverage can be expensive, so consider removing coverage from vehicles that are older. Another option is to bump up the deductible to save money on collision insurance.


This will cover damage that occurs to a person or their property by causing an accident. Split limit liability has three limits of coverage: bodily injury per person, bodily injury per accident and property damage. Your policy might show liability limits of 100/300/100 which stand for $100,000 in coverage for each person’s injuries, a total of $300,000 of bodily injury coverage per accident, and a total limit of $100,000 for damage to vehicles and property.

Liability coverage protects against things like medical expenses, bail bonds, medical services, court costs and loss of income. How much liability coverage do you need? That is a decision to put some thought into, but you should buy as high a limit as you can afford.

Medical expense coverage

Medical payments and Personal Injury Protection insurance kick in for immediate expenses for prosthetic devices, ambulance fees and EMT expenses. They can be used in conjunction with a health insurance program or if there is no health insurance coverage. Coverage applies to not only the driver but also the vehicle occupants in addition to any family member struck as a pedestrian. PIP coverage is not universally available and may carry a deductible

Uninsured or underinsured coverage

Uninsured or Underinsured Motorist coverage provides protection from other motorists when they are uninsured or don’t have enough coverage. Covered losses include injuries to you and your family and damage to your 2000 Mitsubishi Eclipse.

Due to the fact that many drivers carry very low liability coverage limits, their limits can quickly be used up. That’s why carrying high Uninsured/Underinsured Motorist coverage is very important.