Compare 1991 Dodge Stealth Car Insurance Rates

Trying to find cheaper insurance rates for your Dodge Stealth? If online insurance comparisons are new to you, it’s easy to get overwhelmed by the vast number of online insurance companies and websites competing for business.

Low Cost Car Insurance

All major car insurance companies provide prices for coverage online. Getting online rates is fairly straightforward as you just enter your coverage information into the quote form. When complete, their system gets credit information and your driving record and quotes a price based on these factors.

Online quotes streamlines rate comparisons, but having to visit a lot of sites and fill out multiple forms can get tiresome after awhile. But it is imperative to compare as many rates as possible if you are searching for better car insurance pricing.

Quote rates the easy way

The quickest way to get multiple rate quotes uses one simple form to return rates from a lot of companies. It saves time, reduces the work, and makes comparison shopping a lot less work. Immediately after submitting the form, it is quoted and you can choose any of the quotes returned.

If you find a better price you simply finish the application and purchase coverage. The whole process only takes a few minutes and you will know how your current rates stack up.

To save time and find out what other companies charge, click here and input your coverage information. If you have your current policy handy, we recommend you replicate coverages and limits as shown on your current policy. Doing this guarantees you will get rate comparison quotes using the same coverage and limits.

Save $459 a year? Really?

Companies like Progressive, Allstate and Geico constantly bombard you with ads in print and on television. All the ads say the same thing about savings if you switch to their company. But how can every company make the same claim?

Insurance companies are able to cherry pick for the type of customer that earns them a profit. For instance, a desirable insured might be between 25 and 40, insures multiple vehicles, and has great credit. Any driver who matches those parameters will get the preferred rates and as a result will probably save when they switch companies.

Potential customers who fall outside the “perfect” profile must pay higher premiums and ends up with the customer not buying. The ads say “customers that switch” but not “drivers who get quotes” save that kind of money. This is how insurance companies can state the savings.

This illustrates why drivers should get a wide range of price quotes. Because you never know the company that will give you the biggest savings on Dodge Stealth insurance.

Don’t overlook these discounts

Insurance can be prohibitively expensive, but you may find discounts that you may not even be aware of. Some discounts apply automatically when you complete an application, but less common discounts must be specifically requested in order for you to get them.

  • Early Switch Discount – Select companies give a discount for switching to them before your current policy expires. It’s a savings of about 10%.
  • Government Employees – Employees or retirees of the government can save as much as 8% for Stealth insurance with certain companies.
  • New Vehicle Savings – Insuring a new car is cheaper due to better safety requirements for new cars.
  • Military Discounts – Being deployed with a military unit can result in better rates.
  • Safety Course Discount – Taking part in a driver safety course could possibly earn you a 5% discount depending on where you live.
  • Discounts for Safe Drivers – Insureds without accidents can get discounts for up to 45% lower rates for Stealth insurance than drivers with accident claims.
  • Accident Waiver – Some insurance companies will forgive one accident without raising rates so long as you haven’t had any claims for a certain period of time.

Consumers should know that most discounts do not apply the the whole policy. Some only apply to specific coverage prices like physical damage coverage or medical payments. So when the math indicates you would end up receiving a 100% discount, it doesn’t quite work that way. Any amount of discount will reduce your premiums.

For a list of providers with the best auto insurance discounts, follow this link.

Is my situation unique?

When it comes to choosing the right insurance coverage, there is no “best” method to buy coverage. Each situation is unique.

Here are some questions about coverages that may help highlight if your insurance needs will benefit from professional help.

  • How can I get high-risk coverage after a DUI?
  • What is roadside assistance coverage?
  • Am I covered when renting a car or should I buy coverage from the car rental agency?
  • Are my tools covered if they get stolen from my vehicle?
  • I don’t drive much so do I pay less?
  • When should my teen driver be added to my policy?
  • What exactly is covered by my policy?

If you’re not sure about those questions but you think they might apply to your situation, you may need to chat with a licensed agent. If you don’t have a local agent, complete this form.

What auto insurance coverages do you need?

Learning about specific coverages of auto insurance can help you determine the right coverages and proper limits and deductibles. The coverage terms in a policy can be ambiguous and even agents have difficulty translating policy wording.

Collision protection

This covers damage to your Stealth from colliding with an object or car. You have to pay a deductible and the rest of the damage will be paid by collision coverage.

Collision coverage protects against things such as rolling your car, scraping a guard rail and hitting a mailbox. This coverage can be expensive, so you might think about dropping it from lower value vehicles. Drivers also have the option to raise the deductible to get cheaper collision coverage.


Liability insurance can cover injuries or damage you cause to a person or their property in an accident. This coverage protects you against claims from other people, and doesn’t cover your own vehicle damage or injuries.

It consists of three limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. As an example, you may have limits of 100/300/100 which means $100,000 in coverage for each person’s injuries, a per accident bodily injury limit of $300,000, and property damage coverage for $100,000. Occasionally you may see a combined limit which combines the three limits into one amount with no separate limits for injury or property damage.

Liability can pay for claims such as funeral expenses, structural damage and bail bonds. How much liability should you purchase? That is a personal decision, but it’s cheap coverage so purchase as high a limit as you can afford.

Medical payments coverage and PIP

Medical payments and Personal Injury Protection insurance reimburse you for immediate expenses for things like X-ray expenses, funeral costs, nursing services and ambulance fees. They can be used in conjunction with a health insurance plan or if you are not covered by health insurance. Medical payments and PIP cover all vehicle occupants and will also cover any family member struck as a pedestrian. Personal injury protection coverage is not universally available and may carry a deductible

Uninsured/Underinsured Motorist coverage

This protects you and your vehicle’s occupants when the “other guys” either are underinsured or have no liability coverage at all. This coverage pays for injuries to you and your family as well as your vehicle’s damage.

Since a lot of drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. That’s why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked. Frequently the UM/UIM limits are identical to your policy’s liability coverage.

Comprehensive coverage

This coverage will pay to fix damage caused by mother nature, theft, vandalism and other events. You first must pay your deductible and then insurance will cover the rest of the damage.

Comprehensive insurance covers claims like hail damage, theft and a tree branch falling on your vehicle. The most your auto insurance company will pay is the actual cash value, so if the vehicle’s value is low consider dropping full coverage.

Don’t break the bank

While you’re price shopping online, you should never reduce coverage to reduce premium. Too many times, someone sacrificed liability limits or collision coverage only to regret that the small savings ended up costing them much more. Your strategy should be to purchase plenty of coverage at a price you can afford, not the least amount of coverage.

You just learned many ideas to reduce 1991 Dodge Stealth insurance prices online. The key concept to understand is the more price quotes you have, the more likely it is that you will get a better rate. Consumers could even find that the best price on insurance is with a small mutual company.

Lower-priced insurance is possible from both online companies in addition to many insurance agents, so compare prices from both in order to have the best price selection to choose from. Some companies do not provide the ability to get a quote online and many times these small insurance companies only sell through independent insurance agents.

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